It should be remembered that for long-distance travel, the ticket purchased from the railway counter will not be covered by this insurance.
New Delhi : The terrible accident of Coromandel Express on the one hand proved how helpless people are to fate, on the other hand it opened the eyes about the facilities of rail-insurance. Railway passengers can take insurance if they want. That too at a small cost. More specifically, only 35 paise. per capita. If the insurance is maintained, if the train meets with an accident later on, the passenger or his family will be compensated in case of death or injury.
It should be remembered that for long-distance travel, the ticket purchased from the railway counter will not be covered by this insurance. Only online ticket booking through IRCTC passengers avail this benefit. The 35 paisa that passengers have to pay includes all taxes. However, insurance is not mandatory. If a passenger wants, he can avail this facility only online ticket reservation. For this one has to 'click' on a certain place platform. Confirmed tickets, as well as RAC tickets with insurance benefits are available. If more than one ticket is booked at the same time, the rest of the passengers can get insurance benefits only if one ticket is confirmed. IRCTC also informs the passengers about all the insurance related information on the mobile number given after online booking the ticket.
How much money is the compensation due to insurance? Answer, Rs 10 lakh. IRCTC will pay Rs 10 lakh per person if an insured passenger dies in a rail accident. Even if a passenger survives the accident and becomes totally disabled, he will still get Rs.10 lakhs. If partially disabled, you will get Rs 7.5 lakh. Rs 2 lakhs for hospital treatment. Not only that. If someone dies in a railway accident, the insurance rules say that IRCTC will pay Rs 10,000 rupees as the cost of bringing the body home.
It should be remembered that for long-distance travel, the ticket purchased from the railway counter will not be covered by this insurance. Only online ticket booking through IRCTC passengers avail this benefit. The 35 paisa that passengers have to pay includes all taxes. However, insurance is not mandatory. If a passenger wants, he can avail this facility only online ticket reservation. For this one has to 'click' on a certain place platform. Confirmed tickets, as well as RAC tickets with insurance benefits are available. If more than one ticket is booked at the same time, the rest of the passengers can get insurance benefits only if one ticket is confirmed. IRCTC also informs the passengers about all the insurance related information on the mobile number given after online booking the ticket.
How much money is the compensation due to insurance? Answer, Rs 10 lakh. IRCTC will pay Rs 10 lakh per person if an insured passenger dies in a rail accident. Even if a passenger survives the accident and becomes totally disabled, he will still get Rs.10 lakhs. If partially disabled, you will get Rs 7.5 lakh. Rs 2 lakhs for hospital treatment. Not only that. If someone dies in a railway accident, the insurance rules say that IRCTC will pay Rs 10,000 rupees as the cost of bringing the body home.
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