Bank of India Q4 & FY26 results announced. Net profit ₹3,741 Cr up 14.7%, dividend ₹4.65 per share. Gross NPA improves to 1.98%.
Mumbai: Bank of India announced its results for FY26. Net Profit for FY26 zoomed to ₹ 10,527 crore witnessing growth of 14.19% YoY. Net Profit for Q4FY26 increased by 14.85% YoY to ₹ 3,016 crore. Bank’s ROA and ROE for Q4FY26 increased to 1.01% and 16.36% respectively.
Bank’s Operating Profit for FY26 grew to ₹ 17,049 crore while Operating Profit for Q4FY26 improved to ₹ 5,026 crore.
Bank’s Global Business Mix registered a growth of 14.57% YoY and crossed ₹16.98 Lakh crore. Global Deposits increased by 13.56% YoY and crossed ₹ 9.27 Lakh crore. Global Advances grew by 15.82% YoY and crossed ₹ 7.71 Lakh crore. Overseas Advances registered growth of 14.25% YoY and touched ₹1.17 Lakh crore. Retail Advances increased by 21.19% YoY, MSME Advances improved by 17.68% YoY followed by Agriculture Advances with 17.60% YoY and Corporate Advances by 12.08% YoY. RAM Advances share increased to 58.74%. Bank’s CASA Deposits increased by 7.30% YoY and CASA ratio stood at 37.64% as on 31st March, 2026.
Gross NPA ratio at 1.98% grew by 129 bps YoY. Net NPA ratio at 0.56% increased by 26 bps YoY. Credit Cost for FY26 grew by 28 bps YoY to 0.48%.
Capital Adequacy Ratio (CRAR) as on 31.03.2026 stands at 18.01%.
On the digital and alternate channels front, 51 Lakh+ customers added during FY26, taking total UPI customers to 271 Lakh+. The number of transactions through Alternate Delivery Channels increased to 7.6 billion, with a growth of 22% YoY
Bank’s Operating Profit for FY26 grew to ₹ 17,049 crore while Operating Profit for Q4FY26 improved to ₹ 5,026 crore.
Bank’s Global Business Mix registered a growth of 14.57% YoY and crossed ₹16.98 Lakh crore. Global Deposits increased by 13.56% YoY and crossed ₹ 9.27 Lakh crore. Global Advances grew by 15.82% YoY and crossed ₹ 7.71 Lakh crore. Overseas Advances registered growth of 14.25% YoY and touched ₹1.17 Lakh crore. Retail Advances increased by 21.19% YoY, MSME Advances improved by 17.68% YoY followed by Agriculture Advances with 17.60% YoY and Corporate Advances by 12.08% YoY. RAM Advances share increased to 58.74%. Bank’s CASA Deposits increased by 7.30% YoY and CASA ratio stood at 37.64% as on 31st March, 2026.
Gross NPA ratio at 1.98% grew by 129 bps YoY. Net NPA ratio at 0.56% increased by 26 bps YoY. Credit Cost for FY26 grew by 28 bps YoY to 0.48%.
Capital Adequacy Ratio (CRAR) as on 31.03.2026 stands at 18.01%.
On the digital and alternate channels front, 51 Lakh+ customers added during FY26, taking total UPI customers to 271 Lakh+. The number of transactions through Alternate Delivery Channels increased to 7.6 billion, with a growth of 22% YoY
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