Blocking an ATM or credit card is a simple process that can be done online, through the mobile banking app, or by contacting the customer care of the respective bank.
ATM and credit cards are essential tools that allow us to make cashless transactions with ease. However, if these cards fall into the wrong hands, it can lead to fraudulent activities and financial loss. In such cases, it is important to act quickly and block the card to prevent any unauthorized transactions. In this blog post, we will discuss how to block an ATM or credit card and the steps you need to take.
Online Method to Block ATM or Credit Card
The easiest and quickest way to block an ATM or credit card is through the online banking portal of the respective bank. Here are the steps you need to follow:
Step 1: Log in to the online banking portal of the bank that issued the card.
Step 2: Navigate to the 'Cards' section and select the card you want to block.
Step 3: Click on the 'Block Card' option.
Step 4: Follow the on-screen instructions to complete the blocking process.
Step 5: Once the card is blocked, the bank will send you a confirmation message.
Mobile Banking App to Block ATM or Credit Card
Another quick and convenient way to block an ATM or credit card is through the mobile banking app of the respective bank. Here are the steps you need to follow:
Step 1: Open the mobile banking app and log in with your credentials.
Step 2: Navigate to the 'Cards' section and select the card you want to block.
Step 3: Click on the 'Block Card' option.
Step 4: Follow the on-screen instructions to complete the blocking process.
Step 5: Once the card is blocked, the bank will send you a confirmation message.
Customer Care to Block ATM or Credit Card
If you are unable to block the card online or through the mobile banking app, you can contact the customer care of the respective bank to block the card. Here are the steps you need to follow:
Step 1: Dial the customer care number of the bank and follow the instructions.
Step 2: Select the option to block the card.
Step 3: Provide the necessary details such as the card number and account details.
Step 4: The customer care executive will verify the details and block the card.
Step 5: Once the card is blocked, the bank will send you a confirmation message.
Important things to keep in mind while blocking ATM or Credit Card
Act quickly: As soon as you realize that your card has been lost or stolen, block it immediately to prevent any unauthorized transactions.
Keep card details handy: When you are calling the customer care, keep the card number and account details handy to provide the information quickly.
Inform the bank: After blocking the card, inform the bank about the lost or stolen card so that they can initiate the process of issuing a new card.
File a police complaint: If your card is stolen, file a police complaint and keep a copy of the complaint for future reference.
Monitor your account: After blocking the card, keep a close eye on your account to ensure that there are no unauthorized transactions.
In conclusion, blocking an ATM or credit card is a simple process that can be done online, through the mobile banking app, or by contacting the customer care of the respective bank. It is important to act quickly to prevent any fraudulent activities and financial loss. Keep the card details handy and inform the bank about the lost or stolen card to ensure a smooth process of issuing a new card.
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